Understanding The Union Bank RTGS Form: Your Essential Resource For Fund Transfers

The Union Bank of India is famous for being a leading public sector bank. Their headquarters is located in Mumbai, the institution enables its consumers to help people with banking transactions with utmost convinience.

The process includes how users can issue RTGS and NEFT forms to transfer funds from one account to another in real time.

Here are the key highlights:

Download the Union Bank RTGS and NEFT form easily for high-value fund transfers.

You can use one specific form for both RTGS of high value and NEFT regular transfers.

For offline transfers, you would need a PAN, Aadhaar, or other KYC document.

Forms can be submitted offline at the specific branch. The online NEFT or RTGS is also available online.

What Union Bank RTGS Is All About?

Union Bank of India can offer you Real Time Gross Settlement (RTGS), an efficient electronic system. This is specifically designed for high-value fund transfers across various banking channels in India.

This service can facilitate immediate, irrevocable settlement of transactions on an individual basis.

Customers can access the RTGS service at any of the bank’s Union Bank of India branches or via the Union Bank Net Banking Portal.

To utilise those mechanisms, the transfer amount must be ₹2 lakhs or more, since there is no upper ceiling on transactions.

RTGS is always ideal for the large-scale business payments of significant personal transfers. This can ensure secure, instantaneous delivery of funds to the beneficiary’s account through the Reserve Bank of India’s centralised network.

Union Bank RTGS Form: How Can You Download It?

In the following, I will provide an easy guide to downloading the Union Bank RTGS form.

First things first, visit Union Bank of India’s official website: https://www.unionbankonline.co.in/

Once you land on the page, you can log in to your account by using all your credentials.

Now that you have logged in, you can easily navigate the RTGS form page.

After this, another page will appear in front of you, where you can find the “Download application” options.

Once you click on it, you can find a PDF! You just have to click the “download” button and select “save as” to save it to your system.

Union Bank RTGS Form: How To Fill It?

Using these steps, you can fill out the Union Bank RTGS form without any difficulty:

Go online: Access the official website of Union Bank of India.

Log in: Use your credentials to access your bank account.

Get the form: Download the RTGS form from the site.

Fill in details: Provide all the required information. This will include

The beneficiary’s bank name and its branch,

The money to be sent,

Your bank’s branch,

The recipient’s bank IFSC code,

Cheque number,

Account type of the recipient.

Check everything: Review all the information you wrote to make sure it is correct.

Sign the form: Place your signature in the space designated for the beneficiary’s signature.

Submit it: Go to the nearest Union Bank branch to surrender the completed form.

What Are The Documents That You Need Apart From The Form?

Below are the documents that you need to attach along with the Union Bank of India RTGS form:

A cheque: The cheque leaf for the person or company you are sending money to (the beneficiary) must be included.

The completed form: It is necessary to fill out the Union Bank RTGS form completely, including the receiver’s required details.

Other papers: The bank may still request additional documents depending on its current rules.

A visit to your nearest Union Bank branch is always a good idea if you need anything or have concerns.

They will tell you the exact list of documents needed for an RTGS transfer, and they will also clarify any doubts you may have.

The Timings Related To Union Bank RTGS

Here is the table that shows the detailed timing for the Union Bank RTGS!

What Are The Charges For Union Bank RTGS?

In the following, I will help you understand all the RTGS charges made by the Union Bank of India:

What Is Union Bank NEFT?

National Electronic Funds Transfer (NEFT) is a quick and affordable service offered by Union Bank of India that allows money to be transferred all over India.

It is intended to be a straightforward, low-cost method for mailing funds to any other Union Bank account in India.

NEFT transfers, unlike some other methods, are processed in batches at designated fixed times throughout the day.

This organised method is very beneficial for retail customers making frequent payments or personal remittances.

Customers using NEFT enjoy a safe, smooth way to make money transfers with no high charges or complicated processes.

Steps To Fill The Union Bank NEFT Form

The Union Bank NEFT form can be filled out through a simple process:

First, go to the Union Bank of India website and log in to the account that you have created with your secure credentials.

Find the NEFT form section to download and print the document.

After that, carefully enter the required information. This includes:

The current date,

The recipient’s IFSC code,

Your personal sender details,

Beneficiary information,

The exact amount you want to transfer is mandatory to be provided.

Before you submit, take a preview and thoroughly check every entry to ensure there are no errors.

You will then have to sign the form in the “customer’s signature” spot. After that, you will take the form to your nearest Union Bank branch to submit it.

Also Check: A Comprehensive Guide To Chegg Expert Login: Accessing Your Account With Ease

Timings For Union Bank NEFT

The following table highlights the Union Bank NFT timings for your reference!

Charges For Union Bank NEFT

And here, we will take a look at the Union Bank of India NEFT charges!

Additional Resource:

• Airtel Tez Portal (2025): Ultimate Guide — Login, Features, Fees, Troubleshooting & Best Practices
• Your Journey With PICME 3.0 Login: Ultimate Support For A Healthy Pregnancy